Late Payment Removal

Our Late Payment Removal service is designed specifically for clients looking to challenge inaccurate, outdated, or unverifiable late payment history reporting on their reports. Late payments can have a significant impact on your score and may remain on your report for years. Using consumer protection laws, we prepare customized disputes to challenge eligible late payment reporting with the bureaus and, when applicable, furnishers. What’s Included: * Review of eligible late payment history* Customized dispute letters* Aggressive challenges sent using consumer protection laws* Progress updates throughout the process* Personalized strategy based on your profile Best For: * Clients with one or more late payment accounts* Individuals trying to increase their score* Anyone whose payment history is negatively impacting their profile Turnaround Time: Your file will be reviewed, and your disputes will be prepared and submitted within 5–10 business days after all required information has been received. Once submitted, the bureaus generally have 30–45 days to complete their investigation. Please Note: * Results vary based on each individual’s profile.* Multiple rounds of disputes may be necessary depending on the results of the investigation.